How do I create a personal budget?
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To develop a personal budget, document all of your income and expenses. List your revenue sources and categorize your expenses as essential (housing, utilities, and groceries) and non-essential (entertainment and dining out). Set clear financial goals, such as saving for a vacation or repaying debt. Dedicate a percentage of your salary to these goals, with savings coming first. Regularly examine your budget to reflect any changes in your financial status and make the necessary modifications to stay on track. You may achieve economic stability and meet your objectives by spending wisely on a balanced budget.