What is a credit score?
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A credit score is a numerical representation of a person’s creditworthiness, based on their credit history and other financial behavior.
A credit score is a numerical representation of an individual’s creditworthiness, calculated based on factors like credit history and payment behavior. It indicates the likelihood of repaying debts on time and influences access to credit and loan terms. A higher score signifies lower credit risk, facilitating easier access to credit at favorable terms, while a lower score may lead to higher interest rates or denial of credit.