What is budget planning?
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Budget planning is the process of creating a detailed plan for how you will allocate your financial resources. It involves estimating your income and expenses, setting financial goals, and determining how much money you can allocate to different categories such as savings, bills, groceries, entertainment, etc. Budget planning helps you track your spending, make informed financial decisions, and ensure that you’re living within your means. It’s a valuable tool for managing your finances, saving money, and achieving your financial objectives.