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Digital currencies offer decentralized, borderless, and censorship-resistant alternatives to traditional fiat currencies, enabling peer-to-peer transactions and financial sovereignty. Bitcoin, the first cryptocurrency, has gained mainstream acceptance as a store of value and hedge against inflation. Ethereum, with its smart contract functionality, has fueled innovation in decentralized finance (DeFi) and non-fungible tokens (NFTs), creating new economic opportunities and challenges for regulators and policymakers.